GreenSky Originates Over 2 Billion in Funding For Remodeling, Home Improvement, & MEP’s, All On Mobile App
- GreenSky’s payment and credit platform helps merchants increase sales and close rates by giving their customers access to instant promotional credit at the point of sale.
- Thousands of merchants, including The Home Depot, take advantage of GreenSky’s paperless apply and buy funding platform to increase sales and get funded faster.
- Customers can apply via phone, online or with GreenSky’s industry transforming mobile app
- GreenSky has originated more than $2 billion in funding for its merchants’ customers and is one of the fastest growing companies in America
- GreenSky’s patent-pending application and funding process is the fastest in the industry. The solution requires no integration and no change from how merchants take payments today.
- For consumers, the process is simple and easy. GreenSky helps them realize their dreams by offering flexible terms, convenient payment options and no prepayment penalties.
- Merchants are currently using GreenSky for home improvement projects, remodeling, roofing, HVAC, siding, solar panel installations, electrical, decks, patios and more.
GreenSky® http://www.greenskycredit.com is a leading paperless point of sale payment and credit platform for online, mobile and offline transactions. GreenSky works with financial institution partners to instantly originate and service consumer loans for customers of our merchant network in all 50 states. GreenSky serves customers ranging from the world’s largest and most demanding businesses, to small and medium businesses, and consumers nationwide and is recognized for its ability to provide customized credit solutions that enhance sales.
PROFESSIONAL FIRMS CAN FIND LOST MONEY
Architectural, Engineering & Environmental Firms Lose an Average 100K a Year, CPA Says
June Jewell, a CPA and owner of Acuity Business Solutions consulting, says the architectural, engineering and environmental firms she works for easily lose $100,000 each year through inefficient and ineffective practices.
“Of course, sometimes the waste is much, much more – and this goes for larger and smaller businesses,” says Jewell, author of “Find the Lost Dollars: 6 Steps to Increase Profits in Architecture, Engineering, and Environmental Firms,” (www.FindTheLostDollars.com). “The problems are usually so fundamental to a business that they will never see why and how they’re bleeding money; they’re too close.”
There are several nooks and crannies in which firms are apt to lack efficiency. Jewell reviews three general areas where most of these firms can turn unnecessary losses to gains:
• Company culture: While the culture may vary somewhat from one firm to another, architectural, engineering and environmental firms share some of the same characteristics. One is that their founders tend to go into business because they’re creative people who love what they do — not because they’re business people. So they don’t focus on profits, and they tend to be casual managers with regard to employees’ time. Shifting the culture to a focus of being profitable is not only necessary for sustaining the business; it allows creative people to do more of what they love. • Ineffective practices: Of course, there are many moving parts in an A&E firm, which means there are many potential areas for improvement. That includes customer service, time management, marketing, strategic planning, accurate budgets and estimates, and the cost of lost opportunities. Failure to create an accurate, meticulous job estimate, for instance, can have multiple consequences, from having disappointed clients to jeopardize projects to losing money because time, materials and other costs were not accurately forecast. • Systems & IT: This is the third way to improve business management and increase profits. Technology is able to help companies leverage their resources more effectively, yet many of them are still using outdated software and non-integrated systems. By looking at systems as a strategic investment that can help them to be more competitive, they can realize a great return on investment (ROI) from their projects. While the transition from old to new software has its cost in time and work, the efficiency gained in future work production is worth it.
“I’ve worked with hundreds of A&E firms in my 28 years of consulting, and I see these shared problems so often, I offer what I call ‘the $100K Challenge,’ ’’ Jewell says. “That’s a guarantee that I can work with any business that’s doing a few million dollars a year in business and find $100,000 they’re losing in profits.”
In this post-recession economy, she says, it’s vital for firms to tune up their business management practices in order to thrive.